Company

The company behindthe money hub.

Pay3 is a fintech company building one account where money comes in, goes out, and gets put to work — cards, balances, swaps, and transfers in a single place.

How Pay3 works

Licensed providers underneath,
one experience on top.

Pay3 does not hold financial licenses itself. Card issuing, accounts, and currency exchange are supplied by partner providers licensed in their respective fields. Pay3 bundles them behind one account and concentrates on the product experience and distribution.

People & businesses

Consumers via the app · businesses via the API

Pay3 — experience & distribution layer

One account, one KYC, one integration surface

Pay3 AppB2B API
Licensed partner providers
Card issuing
Accounts
Currency exchange
KYC / compliance

Financial services are provided by partner providers licensed in their respective fields.

Company profile

Pay3 Ltd.

A fintech company incorporated in Hong Kong — not a bank or a deposit-taking institution.

Legal name

Pay3 Limited

Incorporated

Hong Kong, 2024

Products

Pay3 App / Pay3 B2B API

Model

Financial services provided through licensed partner providers

Products

What we build.

Pay3 App

A consumer app that puts cards, multi-currency balances, swaps, and transfers in one place.

Visit the app site →
Pay3 B2B API

Card issuing and account features for businesses. The documentation is public.

developer.pay-3.io →
Contact

Talk to Pay3.

Business and partnership inquiries — and general questions — all reach us through the same form.

Contact us